FinClick Home Loans

FinClick happens to one of the best home loan agencies in India, we provide our clients with a dynamic purpose, we help in both choosing a well suited home as well as providing the loans for that purpose.

Whether you have a LOW CIBIL Score or Some missing documents. Not to worry, we completely understand & help with the complete solution to acquire your dream & luxurious home.

Different Types of Home Loan for Your Varied Needs

Different Banks & different financial institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.

Types of mortgage and home finance

1. Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

2. Home Construction Loan

If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.

3. Home Extension Loan

Should you already own a home, and feel the need to extend the building, add an annexe, or build another floor, etc., Home Extension Loan is your go-to option that finances such needs.

4. Home Improvement Loan

All of us wish to improve and upgrade our homes for a better life. From your old-age furniture, fixtures to faulty lightning systems, Home Improvement Loan funds all your plans.

5. Home Loan Balance Transfer

Burdened with high-interest rate debt on your current home loan? Home Loan Balance Transfer lets you transfer your debt to a low-interest rate charging plan to lower your burden and improve your paying capacity.

6. Composite Home Loan

A Composite Home Loan empowers you to purchase a plot and construct a house as well on the acquired land; both with a single loan and within a stipulated time mentioned by your Bank.

7. Home Conversion Loan

Should you want to move from your present dwelling place to a new dwelling due to professional or personal reasons, you may opt for a Home Conversion Loan. A home conversion loan facilitates the smooth conversion of your current loan from your old home to your new home.

8. Pradhan Mantri Awas Yojna

The plan of the Government of India to allow every Indian Citizen an opportunity to own a home in India via the drafting of the Credit Linked Subsidy Scheme or CLSS is known as Pradhan Mantri Awas Yojna. Under the PMAY, a citizen can avail Home Loan from almost all banks allied with this scheme.

9. NRI Home Loan

If you are a patriot, a Non-Resident Indian, and wish to own residential property in India, NRI Home Loan is your choice. Though the formalities for application may be a little different, you can still get a loan up to a certain percentage of your property value.

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